bankruptcy influenced by money

Don’t Buy My Government!

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott A picture says a thousand words. Our government is supposed to be “of the people, by the people, and for the people.”  And by “people” I mean flesh and blood human beings, not “corporate citizens.”  As someone recently said, “I’ll believe a corporation is a person when…

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bankruptcy reaffirmations on houses

Should You Reaffirm Your Mortgage?

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Reaffirmation agreements and the law surrounding can be downright confusing.  In fact, the law on this topic is so bizarre that it reminds me of the saying, “truth is stranger than fiction.” Some background Prior to continuing to read this post, you need to do a bit…

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canadian bankruptcy

The Genius of the Canadian Bankruptcy System

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy lawyers spend almost all their time dealing with the law as it is.  After all, we’re not members of Congress. But as I deal with our bankruptcy law here in the U.S., I can’t help but wish it were different.  Our bankruptcy law changed in 2005…

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bankruptcy and auto repossessions

Don’t Shoot the Repo Man!

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy can help you stop repossession and even allow you to get your vehicle back after it’s been repossessed.  Shooting the repo man is not only a serious crime, it’s also unnecessary. Do some searches about repo men and shootings, and you’ll find that this is a…

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jewelry and sc bankruptcy

Will the Bankruptcy Trustee Take My Jewelry?

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott “The bankruptcy trustee will sell all your jewelry” isn’t an accurate statement about what happens when you file bankruptcy. Over the last few months, I’ve had a couple of clients with jewelry they valued at fairly high amounts or were uncertain about.  Because of this, I referred…

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calculator--chapter 13 plan calculation

What If I Forget to List a Debt in My Bankruptcy?

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Information on your bankruptcy schedules must be accurate.   And that includes listing all your debts. In fact, at your bankruptcy hearing you’ll be asked–under oath–if you listed all your creditors.   You can’t decide which debts to “file on.”   You must file on all debts,…

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James Moroney bankruptcy lawyer

A Nod to Bankruptcy Lawyer James Moroney

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott James Moroney’s bankruptcy site is a “must visit” if you need information about consumer bankruptcy.   The site, consumerbankruptcytutor.com, is a sort of video equivalent of the Charleston Bankruptcy Blog. Missouri attorney James Moroney explains bankruptcy basics in a multitude of videos–in fact, over seven hours of…

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wage garnishment in south carolina

Wage Garnishment in South Carolina (or not?)

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Wage garnishment is extremely limited in South Carolina, though debt collectors will attempt to convince you otherwise. Still, there are exceptions you need to understand. While almost all other states have wage garnishment statutes, South Carolina has taken a different path.   In South Carolina private parties…

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bankruptcy and your credit score--confusion

Meeting Your Bankruptcy Lawyer

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott “Meeting Your Bankruptcy Lawyer.”   True, maybe I’ll be your bankruptcy lawyer, but I really don’t like the title of this post.   It could just as well be, “Meeting Your Financial Messes Lawyer,” or something along those lines. Why? Because I may not recommend bankruptcy to…

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