mortgage modification pitfalls and issues

Mortgage Modification: You Need Help, But Is It A Scam?

Written by Charleston Bankruptcy Attorney, Russell A. DeMott With so many layoffs and the real estate market meltdown, you may be struggling financially.   Mortgage modification may seem like just what you need. Unfortunately, many homeowners are unsure even how to begin to get a mortgage modification or which companies help with them. Crooks count…

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re-establishing credit after bankruptcy

Obtaining Credit After You’ve Filed Bankruptcy

Guest Post Written by Mesa, Arizona Bankruptcy Lawyer, Samuel Woodruff While there is no quick solution to getting your credit back on track after filing bankruptcy, there are a few things that you should do. The first year after filing bankruptcy will be the most difficult, and you will most likely not be able to…

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bankruptcy and security clearance

Filing Bankruptcy and My Security Clearance

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Let’s face it. Military families are not immune to financial problems. Here in the Charleston, South Carolina area, there’s a strong military presence with the Charleston Air Force Base and the Naval Weapons Station. And let’s not forget that Charleston is a Coast Guard Sector as well.…

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bankruptcy issues for senior citizens

Bankruptcy for Senior Citizens: Older Clients Have Unique Needs

Guest Post Written by Atlanta Bankruptcy Lawyer, Jonathan Ginsberg Bankruptcy lawyers throughout the country report a significant increase in the number of seniors seeking federal bankruptcy protection. In my Atlanta area bankruptcy practice, I speak to retirees frequently about debt issues and I have filed cases–usually under Chapter 7–for many of these folks. Not surprisingly,…

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Bankruptcy Don’ts: Defining Stupid

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott It started with a text message from my friend, Frank. “Skeet shooting? 4-wheelers?,” it said.   I figured he meant one or the other, both of which I enjoy.   So I called Frank and he gave me directions to a local sportsman’s club.   Both skeet…

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Tim Clue: Face Your Debts Head On! (Sort of)

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Let’s face it.   Debt isn’t funny, nor is bankruptcy.   But sometimes you need a break from the stress and worry.   Check out comedian Tim Clue as he talks about how he faced debt head on.   Maybe debt can be funny after all? For…

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Chapter 13 Bankruptcy Stops Foreclosure

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott I’ve often referred to Chapter 13 bankruptcy as a tool.   And here’s one thing this tool is good for: Stopping Foreclosure. I got a call last night from a client whose home is scheduled to be sold at a foreclosure sale in a few days.  …

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What is Chapter 7 Bankruptcy? (O’Keefe, Part One)

Written by Charleston Bankruptcy Attorney, Russell A. DeMott This is another good video post done by my colleague at Bankruptcy Law Network, Kurt O’Keefe.   Kurt is a bankruptcy lawyer in Detroit, but the process he describes is the same here in South Carolina.   Kurt discusses the Chapter 7 process from filing the case…

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Bankruptcy Lawyer’s Fees: “How Much is It?”

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott It happened again today.   I got a call about “it.”   Specifically, the lady wanted to know how much “it” was.   What was the “it” she called about?   Well, she said she had a “simple” bankruptcy case and wanted to know how much “it”…

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How Long Will Bankruptcy Screw Up My Credit?

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Okay. I admit it.   The title’s a bit blunt even for me.   But this was one of the Google searches that brought a potential client to my site.   I feel a bit guilty for not answering this question yet, so this one’s for the…

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