Filing Bankruptcy on “It”

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott The Bankruptcy Code requires debtors to list all debts in their bankruptcy paperwork (called “schedules”).   You cannot pick what debts to include in your bankruptcy and what ones to leave out.   This is true for both Chapter 7 and Chapter 13 bankruptcy. I often hear…


Should I Try Credit Counseling? (Part One)

Written by Summerville Bankruptcy Attorney, Russell A. DeMott You want to avoid filing bankruptcy.   Everyone does.   What are your options?   What about credit counseling? Let’s first define what I mean here.   First, there are two kinds of “credit counseling.”   There’s the credit counseling you must do prior to filing your…

bankruptcy hearing in charleston--questions asked

What to Expect at Your Bankruptcy Hearing

Written by Summerville Bankruptcy Lawyer, Russell A. DeMott Your bankruptcy hearing, also called a First Meeting of Creditors or the 341 hearing will be held by your Trustee approximately 4-6 weeks after your case is filed.   All of the Trustees we deal with here in the Charleston division of the District of South Carolina…