Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Congress passed the new bankruptcy law, BAPCPA (“Bankruptcy Abuse Prevention and Consumer Protection Act”) in 2005. The irony has been that while our “representatives” have made it more cumbersome for their consumer constituents to obtain bankruptcy relief, they have continued to borrow money at…
DetailsWritten by Charleston Bankruptcy Lawyer, Russell A. DeMott The Bankruptcy Code requires debtors to list all debts in their bankruptcy paperwork (called “schedules”). You cannot pick what debts to include in your bankruptcy and what ones to leave out. This is true for both Chapter 7 and Chapter 13 bankruptcy. I often hear…
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Written by Summerville Bankruptcy Attorney, Russell A. DeMott You want to avoid filing bankruptcy. Everyone does. What are your options? What about credit counseling? Let’s first define what I mean here. First, there are two kinds of “credit counseling.” There’s the credit counseling you must do prior to filing your…
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Bankrutpcy motions for lift of stay should not cause panic if they are filed for surrendered assets.
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Written by Summerville Bankruptcy Lawyer, Russell A. DeMott Your bankruptcy hearing, also called a First Meeting of Creditors or the 341 hearing will be held by your Trustee approximately 4-6 weeks after your case is filed. All of the Trustees we deal with here in the Charleston division of the District of South Carolina…
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