Filing bankruptcy can help you get your driver’s license back if it’s been suspended for failure to pay a judgment. South Carolina law provides that if a judgment is entered against you as a result of an auto accident, your license will be suspended until the judgment is paid. S.C. Code Ann. § 56-9-430. However, if…
Once again, we’re facing a possible federal government shutdown. (See Shutdown Nears as House Votes to Delay Healthcare Law and, for comic relief, Boehner Advises Americans to Delay Getting Cancer for a Year). How will this affect operations of bankruptcy courts? The Bankruptcy Court for the District of South Carolina has issued a statement through Chief…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy when you’re married usually means both spouses filing together, but not always. The Bankruptcy Code is clear that even when a married couple files together, there are–almost always–two, separate bankruptcy “estates.” That means the husband’s estate is one estate, and the wife’s is another.…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankrupty means listing all your debts. Sometimes I hear clients say that they don’t want to “file on” a certain debt. However, you must list all your debts. In my Summerville bankruptcy practice, I frequently hear clients say that they don’t want to file…
Written by South Carolina Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy is a family decision. Even with hectic schedules, it’s necessary for both the husband and wife meet with me together to discuss bankruptcy options. But Our Schedules are Hectic! This is the main reason I get for one spouse wanting to come in…
Bankruptcy Median income figures change again on March 15. Unless your debts are primarily business debts, these figures help the court determine whether or not you must complete the means test portion of the bankruptcy schedules and whether you may qualify for a Chapter 7 bankruptcy, or instead may have to file a Chapter…
I have a confession to make. I feel sorry for creditors’ attorneys. Most of the time they represent institutions–faceless corporations. They deal with someone in the bankruptcy or loss mitigation department. They don’t have a human being for a client. Someone once said the big choice lawyers must make when they begin their practices is…
Guest Post Written by Mesa, Arizona Bankruptcy Lawyer, Samuel Woodruff While there is no quick solution to getting your credit back on track after filing bankruptcy, there are a few things that you should do. The first year after filing bankruptcy will be the most difficult, and you will most likely not be able to…
Written by Summerville Bankruptcy Lawyer, Russell A. DeMott If you file bankruptcy, whether it’s a Chapter 7 case or a Chapter 13 case, you’ll have to go to a hearing. There is no bankruptcy law about what you should wear, but I have a few tips. As I’ve discussed before, if you file bankruptcy, you’ll…
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