Your relationship with your bankruptcy lawyer is just that, a relationship. Like any other relationship, there are things you can do to strain it. Lawyers in all areas of law discuss problem clients. It happens at lunch, in bars, and at gatherings of all sorts. The horror stories. The “you can’t believe this” tale of…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott You may think the bankruptcy process consists of dumping information into your bankruptcy lawyer’s lap and having all your problems quickly solved. Not so. A successful bankruptcy is a team effort between you, your bankruptcy lawyer, and the lawyer’s staff I tell clients they should expect to…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy can help you stop repossession and even allow you to get your vehicle back after it’s been repossessed. Shooting the repo man is not only a serious crime, it’s also unnecessary. Do some searches about repo men and shootings, and you’ll find that this is a…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Information on your bankruptcy schedules must be accurate. And that includes listing all your debts. In fact, at your bankruptcy hearing you’ll be asked–under oath–if you listed all your creditors. You can’t decide which debts to “file on.” You must file on all debts,…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott When you meet with your bankruptcy lawyer, you’ll have to fill out a fairly lengthy questionnaire about your finances. Among other things, you’ll need to tell your lawyer about your assets–property you have which must be disclosed, valued, and, if possible, claimed as exempt. Some assets…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankrupty means listing all your debts. Sometimes I hear clients say that they don’t want to “file on” a certain debt. However, you must list all your debts. In my Summerville bankruptcy practice, I frequently hear clients say that they don’t want to file…
Written by South Carolina Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy is a family decision. Even with hectic schedules, it’s necessary for both the husband and wife meet with me together to discuss bankruptcy options. But Our Schedules are Hectic! This is the main reason I get for one spouse wanting to come in…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy can result in your bank freezing your account if you owe that bank money. It’s called “setoff,” and I wrote a post warning about this here in the Charleston Bankruptcy Blog. But what if you don’t even owe the bank money? Is there…
I’ve gotten the panicked calls from bankruptcy clients. “They’ve frozen my account!” And the “they” is the bank or the credit union. (I’ll just call them both “the bank” from here on out.) One of the first things I tell bankruptcy clients–and it’s on the initial handout you’ll get from me–is not to…