Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy lawyers spend almost all their time dealing with the law as it is. After all, we’re not members of Congress. But as I deal with our bankruptcy law here in the U.S., I can’t help but wish it were different. Our bankruptcy law changed in 2005…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Bankruptcy can help you stop repossession and even allow you to get your vehicle back after it’s been repossessed. Shooting the repo man is not only a serious crime, it’s also unnecessary. Do some searches about repo men and shootings, and you’ll find that this is a…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott James Moroney’s bankruptcy site is a “must visit” if you need information about consumer bankruptcy. The site, consumerbankruptcytutor.com, is a sort of video equivalent of the Charleston Bankruptcy Blog. Missouri attorney James Moroney explains bankruptcy basics in a multitude of videos–in fact, over seven hours of…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Wage garnishment is extremely limited in South Carolina, though debt collectors will attempt to convince you otherwise. Still, there are exceptions you need to understand. While almost all other states have wage garnishment statutes, South Carolina has taken a different path. In South Carolina private parties…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott “Meeting Your Bankruptcy Lawyer.” True, maybe I’ll be your bankruptcy lawyer, but I really don’t like the title of this post. It could just as well be, “Meeting Your Financial Messes Lawyer,” or something along those lines. Why? Because I may not recommend bankruptcy to…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Chapter 13 bankruptcy is a tool of sorts. You can do some things in Chapter 13 you just can’t do in Chapter 7–stripping mortgages, for example.
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott This isn’t the first time I’ve written on bankruptcy and its effect on your credit score. In “How Long Will Bankruptcy Screw Up My Credit,” I addressed this topic. That post stresses that your credit score should not be your primary concern when you file…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy requires some work. Sure, you expect the bankruptcy lawyer to work, but there’s also some work that the client must do. The straight scoop If you take time to get to know me, you’ll discover that I’m, well, blunt. As subtle as a…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott When you meet with your bankruptcy lawyer, you’ll have to fill out a fairly lengthy questionnaire about your finances. Among other things, you’ll need to tell your lawyer about your assets–property you have which must be disclosed, valued, and, if possible, claimed as exempt. Some assets…
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