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  • Home
  • About Russ
  • Get Help!
    • Privacy Policy & Terms of Use
  • Communities Served
    • Moncks Corner Bankruptcy
    • Mt. Pleasant Bankruptcy
    • Summerville Bankruptcy
    • West Ashley Bankruptcy
    • Charleston Bankruptcy
    • Goose Creek Bankruptcy
    • North Charleston Bankruptcy
    • Hanahan Bankruptcy
    • Walterboro & Colleton County Bankruptcy
  • Video Links
  • BLN Posts
  • Bankruptcy In-Depth
    • Bankruptcy Myths
    • A Chapter 7 Bankruptcy Trustee’s Perspective

Category Archives: Reaffirmation agreements

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bankruptcy reaffirmations on houses

Should You Reaffirm Your Mortgage?

Reaffirmation agreementsBy Russell DeMottOctober 15, 20114 Comments

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Reaffirmation agreements and the law surrounding can be downright confusing.  In fact, the law on this topic is so bizarre that it reminds me of the saying, “truth is stranger than fiction.” Some background Prior to continuing to read this post, you need to do a bit…

ball and chain depicted--free from financial bondage

Bankruptcy Reaffirmation Agreements (Part Four)

Reaffirmation agreementsBy Russell DeMottApril 8, 20103 Comments

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott In parts one, two, and three, I explained secured debt, liability, how the automatic stay comes into play with reaffirmation agreements, and my opinion about whether you should sign a reaffirmation agreement.   I left off with dealing with a situation in which you have equity in…

ball and chain depicted--free from financial bondage

Bankruptcy Reaffirmation Agreements (Part Three)

Reaffirmation agreementsBy Russell DeMottApril 1, 2010

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott In parts one and two, I explained secured debts, liability, and some history behind the law of reaffirmation agreements.   I left off by pointing out that if a debtor fails to sign a reaffirmation agreement, the automatic stay is lifted earlier than normal. What the secured…

ball and chain depicted--free from financial bondage

Bankruptcy Reaffirmation Agreements (Part Two)

Reaffirmation agreementsBy Russell DeMottMarch 25, 2010

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott In “Bankruptcy Reaffirmation Agreements (Part One)” I explained that reaffirmation only applies to secured debt on personal property.   I also explained that it only applies to Chapter 7 cases, not Chapter 13 cases.   In this post, I’ll explain what reaffirmation agreements do and whether you…

ball and chain depicted--free from financial bondage

Bankruptcy Reaffirmation Agreements (Part One)

Chapter 7 bankruptcy, Reaffirmation agreementsBy Russell DeMottMarch 18, 20102 Comments

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott If you file a Chapter 7 bankruptcy, you may be faced with having to decide whether to sign a “reaffirmation agreement.”   This is the first of a series of posts I’ll do explaining what reaffirmation agreements are, what they do, how they work, along with South…

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