Being sued by a debt collector is scary, especially for those of you facing your first lawsuit. Go through these steps as you formulate a response. First, DON’T PANIC! Realize that you’ll have ample time to respond. In South Carolina, you have 30 days from the date you’re served to answer the complaint. That’s plenty…
Guest Post Written by Sergei Lemberg, Fair Debt Collection Practices Act Lawyer Debt Collector Calling? Know Your Rights! Since the Great Recession began in 2008, debt collectors have been working overtime. Between falling real estate values and rising unemployment, consumers have had less money to pay their bills. From the debt collector’s perspective, it’s no…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Debt buyers claim they have the right to collect for the original creditor. But do they? You couldn’t pay that credit card debt a few years ago, and so you stopped paying it. MasterCard called for a while, but the calls eventually stopped. Now, Shark Collections called…
Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Wage garnishment is extremely limited in South Carolina, though debt collectors will attempt to convince you otherwise. Still, there are exceptions you need to understand. While almost all other states have wage garnishment statutes, South Carolina has taken a different path. In South Carolina private parties…
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