debtor education in bankruptcy

Five Things That Will Drive Your Bankruptcy Lawyer Nuts

Your relationship with your bankruptcy lawyer is just that, a relationship. Like any other relationship, there are things you can do to strain it. Lawyers in all areas of law discuss problem clients. It happens at lunch, in bars, and at gatherings of all sorts. The horror stories. The “you can’t believe this” tale of…

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10 Ways Financial Problems are Like Jiu-Jitsu

It’s always good to have a strategy when facing a problem–particularly a financial problem. Over the last three months, after an odd “Yes Man” moment in March of this year, I began learning Judo and Jiu-Jitsu. Off the couch I came and into the Dojo (the gym) at the behest of my good friend Chris,…

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bankruptcy and security clearance

Hiring a Security Clearance Attorney

A few years ago, I did a post entitled, “Filing Bankruptcy and My Security Clearance.” Everything I’ve said in that post remains true. The fact of the matter is that the bankruptcy doesn’t disqualify you from obtaining or maintaining a security clearance. As I explain to clients, the federal government doesn’t have a problem with you…

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Pro Bono Representation in South Carolina

“Pro bono” means free. That’s not the literal translation of the Latin words, but it’s the real meaning. Almost any bar association, whether it’s the American Bar Association or various state bar associations like the South Carolina Bar Association, extols the virtues of lawyers doing pro bono legal work. Simply put, one of the core…

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bankruptcy in newspaper

Payroll Orders in Chapter 13 Bankruptcy

Chapter 13 is about one thing: payments. As I tell my clients, “pay early and pay often.” If you fail to make payments, your case gets dismissed and then you’re in trouble again. Dismissal could mean losing cars, your home, or facing renewed interest from the IRS–never good things. 1325(c) to the rescue That section…

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New South Carolina Median Income Figures Announced

The U.S. Trustee Program announced new median income figures effective for those filing bankruptcy on or after November 15, 2013. The figures are as follows: Household of one: $39,301; household of two: $48,891; household of three: $54,010; household of four: $62,490.   Okay, there’s nothing terribly noteworthy about these changes but… I confess, I made…

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Filing Bankruptcy in South Carolina and the Government Shutdown

Once again, we’re facing a possible federal government shutdown. (See Shutdown Nears as House Votes to Delay Healthcare Law and, for comic relief, Boehner Advises Americans to Delay Getting Cancer for a Year). How will this affect operations of bankruptcy courts? The Bankruptcy Court for the District of South Carolina has issued a statement through Chief…

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