confused man

Student Loan Discharge Due to Disability

Written by Charleston Bankruptcy Lawyer, Russell DeMott There’s some good news for disabled student loan borrowers. Student loans are a huge problem. Absent “undue hardship,” which is nearly impossible to prove in most instances, student loans are non-dischargeable in bankruptcy. However, bankruptcy isn’t your only option. Anyone with student loan problems should first try every…

elderly lady smiling

Suze Orman’s Horrible Advice: Hey, Girlfriend!

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Senior citizens have problems with debt just like everyone else.  Over the last couple of weeks, I’ve met with two sweet older ladies to discuss their financial problems. First things first The first thing I do when dealing with an older client is to determine what assets…

bankruptcy issues for senior citizens

Bankruptcy for Senior Citizens: Older Clients Have Unique Needs

Guest Post Written by Atlanta Bankruptcy Lawyer, Jonathan Ginsberg Bankruptcy lawyers throughout the country report a significant increase in the number of seniors seeking federal bankruptcy protection. In my Atlanta area bankruptcy practice, I speak to retirees frequently about debt issues and I have filed cases–usually under Chapter 7–for many of these folks. Not surprisingly,…