picture of house in foreclosure

Homeowners’ Association Dues and Bankruptcy

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Homeowners’ dues can be an important consideration in your bankruptcy.  And by “homeowners’ association dues,” I’m including condo dues and other dues–by any name–which must be paid as part of your regime. Unpaid dues are a lien on your property Whether you’ve filed bankruptcy or not, unpaid…

Mortgage Modification Checklist

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Mortgage modification is a hot topic lately.   And most commentators have rendered a verdict: Mortgage modification programs like HAMP and HAFA (Home Affordable Modification Program and Home Affordable Foreclosure Alternatives) have been a colossal   failure. Still, some homeowners have achieved the impossible to obtain modification…