bankruptcy in newspaper

South Carolina Bankruptcy Court Launches Mortgage Modification Program

Getting a mortgage modified can be a daunting process–like a root canal, only involving paper, yet almost as painful. You send required documents only to be told by the mortgage servicer that they never got them. The modification request then gets denied. In many cases the mortgage company doesn’t appear to be acting in good…

South Carolina Mortgage Help

South Carolina Foreclosure Help

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Many South Carolina homeowners need help avoiding foreclosure.  Fortunately, there’s a new program called the “South Carolina Homeownership and Employment Lending Program.”  That’s a mouthful, so just remember this web address: scmortgagehelp.com.  The program works through local agencies, and here in Charleston, that’s Family Services of Charleston,…

Mortgage Modification Checklist

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Mortgage modification is a hot topic lately.   And most commentators have rendered a verdict: Mortgage modification programs like HAMP and HAFA (Home Affordable Modification Program and Home Affordable Foreclosure Alternatives) have been a colossal   failure. Still, some homeowners have achieved the impossible to obtain modification…