credit cards goose creek bankruptcy

The Credit Card Game

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Credit cards. They are why many of my clients end up in bankruptcy. I compare credit card issuers to drug pushers. They always need new people to get hooked on their drug. And they want you to use, use, use–just don’t overdose. Unfortunately, many do overdose. Credit…

filing bankruptcy with your spouse summerville, south carolina

Filing Bankruptcy with Your Husband: “Stand by Your Man”

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Filing bankruptcy when you’re married usually means both spouses filing together, but not always. The Bankruptcy Code is clear that even when a married couple files together, there are–almost always–two, separate bankruptcy “estates.”   That means the husband’s estate is one estate, and the wife’s is another.…

Mortgage Modification Checklist

Written by Charleston Bankruptcy Lawyer, Russell A. DeMott Mortgage modification is a hot topic lately.   And most commentators have rendered a verdict: Mortgage modification programs like HAMP and HAFA (Home Affordable Modification Program and Home Affordable Foreclosure Alternatives) have been a colossal   failure. Still, some homeowners have achieved the impossible to obtain modification…